Terms of Use for Urban Assets 360

Last Updated: October 13, 2025

Welcome to Urban Assets 360! We’re excited to share our passion for authentic pre-owned and new luxury watches with you. These Terms of Use (“Terms” or “Agreement”) govern your access to and use of our website www.urbanassets360.com, our mobile application, and any related services or content (collectively, our “Website”). Urban Assets 360 (“Company,” “we,” “us,” or “our”) is a Michigan-based corporation, and these Terms form a binding agreement between you (“you” or “User”) and us.

By accessing or using our Website, you agree to these Terms and our Privacy Policy If you do not agree to these Terms or the Privacy Policy, or if you are not legally able to enter a binding contract, you must stop using our Website immediately. Please review this Agreement carefully and contact us at info@urbanassets360.com with any questions.

1. Age Restrictions

Our Website is intended for users who are at least 16 years old. If you are under 16, you may not use our Website, create an account, make purchases, or provide any information without verified parental consent. By using our Website, you represent that you meet the minimum age requirements to form a binding contract in your jurisdiction.

2. Changes to Terms

We may update these Terms at any time to reflect changes in our practices or legal requirements. The “Last Updated” date above indicates the effective date of the latest version. We’ll notify you of material changes via email (if we have your email address) or by posting a notice on the Website. Your continued use of the Website after changes constitutes your acceptance of the updated Terms.

3. Website Access and Modifications

We strive to keep our Website accessible and up-to-date, but we reserve the right to:

  • Modify, suspend, or discontinue the Website or any part of it without notice.
  • Restrict access to certain features or content (e.g., during maintenance or updates).
  • Require registration or verification for access to specific areas.

You agree to provide accurate, current, and complete information when registering or making purchases. We are not liable if the Website is temporarily unavailable due to technical issues, updates, or other reasons.

4. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, store, and share your information. By using our Website, you consent to our data practices as described in the Privacy Policy.

5. Account Security

If you create an account, you are responsible for:

  • Keeping your username, password, and other login credentials confidential.
  • Not sharing your account with others.
  • Notifying us immediately at info@urbanassets360.com if you suspect unauthorized access or a security breach.
  • Logging out of your account after each session, especially on public or shared devices.

We may disable your account or credentials at our discretion if we believe you have violated these Terms or for security reasons.

6. Intellectual Property

All content on our Website, including text, images, logos, designs, product descriptions, and software, is owned by Urban Assets 360 or its licensors and protected by U.S. and international copyright, trademark, and other intellectual property laws. You may access this content for personal, non-commercial use only. You may not:

  • Copy, reproduce, modify, distribute, or create derivative works from our content without written permission.
  • Use our trademarks, logos, or brand names (e.g., “Urban Assets 360”) without express authorization.
  • Remove or alter any copyright or trademark notices.

Temporary copies stored by your device for browsing are permitted, but any unauthorized use of our intellectual property is strictly prohibited.

7. Online Purchases

When you purchase luxury watches or other products through our Website, you agree to:

  • Provide accurate payment and shipping information.
  • Pay all applicable taxes, shipping fees, and other charges disclosed at checkout.
  • Comply with our return and refund policy (upon request at info@urbanassets360.com).
  • Acknowledge that product availability is not guaranteed, and we may cancel orders due to inventory issues or suspected fraud, with a full refund.

All purchases are subject to verification to prevent fraud. We reserve the right to refuse or cancel orders at our discretion.

8. Linking to Our Website

You may link to our Website (www.urbanassets360.com) provided:

  • The link is fair, legal, and does not harm our reputation.
  • You do not imply an endorsement or affiliation with Urban Assets 360 without our written consent.
  • The linking site complies with these Terms and does not contain unlawful or objectionable content.
  • You remove the link immediately upon our request.

You may not frame our Website or copy its content without our express written permission.

9. Prohibited Uses

To ensure a safe and lawful experience, you may not use the Website to:

  • Violate any local, state, federal, or international laws or regulations.
  • Engage in discriminatory, harassing, or defamatory conduct.
  • Post or transmit obscene, violent, or hateful content.
  • Impersonate others or misrepresent your identity or affiliation.
  • Send spam, unsolicited advertising, or malicious code (e.g., viruses, malware).
  • Use automated tools (e.g., bots, crawlers, scrapers) to access or extract data without permission.
  • Interfere with the Website’s functionality or security.

We reserve the right to suspend or terminate your access for violating these restrictions.

10. User Contributions

Our Website may allow you to submit reviews, comments, images, or other content (“User Contributions”). By submitting User Contributions, you:

  • Grant Urban Assets 360 a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, distribute, and display your contributions for business purposes (e.g., marketing, product promotion), including your name or likeness if provided.
  • Represent that your contributions are accurate, lawful, and do not infringe on third-party rights.
  • Acknowledge that User Contributions are non-confidential and you are solely responsible for their content.
  • Understand that we may remove or edit User Contributions at our discretion without notice.

We are not liable for any User Contributions or their consequences.

11. Content Standards

User Contributions must comply with these standards and may not:

  • Violate any laws or promote illegal activities.
  • Infringe on intellectual property, privacy, or other rights.
  • Contain obscene, sexually explicit, violent, or discriminatory content.
  • Harass, stalk, or harm others.
  • Misrepresent identities or affiliations.
  • Include unsolicited advertising or promotional material.

If you see content that violates these standards, please report it to info@urbanassets360.com. We may remove non-compliant content but are not obligated to monitor all submissions.

12. Monitoring and Enforcement

We may, but are not required to, monitor User Contributions. We reserve the right to:

  • Remove or edit User Contributions for any reason without notice.
  • Suspend or terminate your access to the Website for violating these Terms.
  • Disclose your identity or information to comply with legal obligations, court orders, or law enforcement requests.

We are not liable for any failure to remove objectionable content or for disclosures required by law.

13. No Warranties

The Website and its content are provided “as is” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee:

  • The accuracy, completeness, or reliability of Website content.
  • That the Website will be uninterrupted, error-free, or free of viruses or harmful code.
  • Specific results from using the Website or purchasing products.

Your use of the Website is at your own risk.

14. Limitation of Liability

To the fullest extent permitted by law, Urban Assets 360, its affiliates, and their respective officers, directors, employees, and agents are not liable for any direct, indirect, incidental, consequential, punitive, or special damages arising from or related to:

  • Your use of or inability to access the Website.
  • Errors or inaccuracies in Website content.
  • Unauthorized access to your data.
  • Any products purchased through the Website.

Our total liability for any claim related to these Terms or the Website will not exceed the amount you paid us (if any) for the specific transaction giving rise to the claim. This limitation does not affect liabilities that cannot be excluded under Michigan law.

15. Indemnification

You agree to indemnify, defend, and hold harmless Urban Assets 360, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, or expenses (including reasonable attorneys’ fees) arising from:

  • Your use of the Website.
  • Your violation of these Terms.
  • Your User Contributions.
  • Your infringement of third-party rights.

16. Binding Arbitration

Any dispute arising from or relating to these Terms or your use of the Website that cannot be resolved informally will be settled by binding arbitration in accordance with the rules of the American Arbitration Association. Arbitration will take place in Oakland County, Michigan, unless we agree otherwise. The arbitrator’s decision will be final and binding, and each party will share the costs of arbitration equally. If arbitration cannot proceed in Michigan, we may select an alternative venue.

17. Governing Law

These Terms and your use of the Website are governed by the laws of the State of Michigan, without regard to its conflict of law principles. Any legal action not subject to arbitration will be brought exclusively in the state or federal courts located in Oakland County, Michigan.

18. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect. Any unenforceable provision will be modified to the minimum extent necessary to make it enforceable.

19. No Waiver

Our failure to enforce any provision of these Terms does not waive our right to enforce it later. Any waiver must be in writing and signed by an authorized representative of Urban Assets 360.

20. Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign or transfer these Terms at our discretion, such as in a merger or sale of the business.

21. Notices

We may notify you via email (to the address you provide) or by posting on the Website. Notices are effective upon sending or posting. You may notify us by email to:

Urban Assets 360

Email: info@urbanassets360.com

Notices sent e-mail are effective upon receipt. For intellectual property or legal claims, use certified mail to the above address.

22. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Urban Assets 360 regarding your use of the Website, superseding any prior agreements. We reserve all rights not expressly granted herein.

23. Contact Us

Thank you for taking the time to review our Terms of Use. If you have questions, feedback, or concerns, please contact us at:

Email: info@urbanassets360.com

We’re here to help you enjoy our Website and explore our collection of luxury watches!