Last Updated: May 20, 2026
Welcome to Urban Assets 360! We’re excited to share our passion for authentic pre-owned and new luxury watches with you. These Terms of Use (“Terms” or “Agreement”) govern your access to and use of our website www.urbanassets360.com, our mobile application, and any related services or content (collectively, our “Website”), and all in-store purchases at our physical location(s). Urban Assets 360 (“Company,” “we,” “us,” or “our”) is a Michigan-based corporation, and these Terms form a binding agreement between you (“you” or “User”) and us.
By accessing or using our Website, you agree to these Terms and our Privacy Policy. If you do not agree, you must stop using our Website immediately. Please review this Agreement carefully and contact us at info@urbanassets360.com with any questions.
Our Website is intended for users who are at least 18 years old. If you are under 18, you may not use our Website, create an account, make purchases, or provide any information without verified parental/guardian consent.
We may update these Terms at any time to reflect changes in our practices or legal requirements. The “Last Updated” date above indicates the effective date of the latest version. We’ll notify you of material changes via email (if we have your email address) or by posting a notice on the Website. Your continued use of the Website after changes constitutes your acceptance of the updated Terms.
We strive to keep our Website accessible and up-to-date, but we reserve the right to:
You agree to provide accurate, current, and complete information when registering or making purchases. We are not liable if the Website is temporarily unavailable due to technical issues, updates, or other reasons.
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, store, and share your information. By using our Website, you consent to our data practices as described in the Privacy Policy.
If you create an account, you are responsible for:
We may disable your account or credentials at our discretion if we believe you have violated these Terms or for security reasons.
All content on our Website, including text, images, logos, designs, product descriptions, and software, is owned by Urban Assets 360 or its licensors and protected by U.S. and international copyright, trademark, and other intellectual property laws. You may access this content for personal, non-commercial use only. You may not:
Temporary copies stored by your device for browsing are permitted, but any unauthorized use of our intellectual property is strictly prohibited.
When you purchase luxury watches or other products from us—whether online or in-store—you agree to:
Provide accurate payment and contact information.
Pay all applicable taxes, shipping fees (if any), and other charges disclosed.
Comply with our Return, Refund, and Chargeback Policy (detailed below).
Acknowledge that product availability is not guaranteed, and we may refuse or cancel sales at our discretion.
All purchases are subject to verification to prevent fraud.
All sales of pre-owned and new luxury watches are final. We do not accept returns, exchanges, cancellations, or refunds for any reason, including buyer’s remorse, change of mind, fit/size issues, or subjective dissatisfaction after receipt and inspection.
Limited Inspection Window for Material Defects Only
For online purchases: Buyers must inspect the watch immediately upon receipt (signature required for all deliveries). Any claim that the item is materially not as described (e.g., major undisclosed functional defect affecting the core movement, not normal pre-owned wear, patina, or minor variations) must be reported in writing, with high-resolution photos/video and a qualified independent watchmaker’s report, within 48 hours of delivery. We reserve sole discretion to offer repair, replacement, or partial credit in such verified cases. This is your sole remedy. Normal wear consistent with pre-owned status, battery issues, water resistance (unless explicitly warranted), straps/bands, and cosmetic variations do not qualify.
For in-store purchases: You have the opportunity to fully inspect the watch in person before completing the purchase. By proceeding with payment, you acknowledge that you have examined the watch and accept its condition as-is.
“As-Is” Condition
Watches are sold “AS IS” and “WITH ALL FAULTS” in the exact condition described, photographed (online), or inspected in person (in-store). Descriptions and images are provided in good faith but are illustrative. Minor discrepancies due to lighting, photography, or pre-owned nature do not constitute misrepresentation. It is your responsibility to review all provided details, servicing history, and photos thoroughly before purchase. Independent authentication at your expense is strongly recommended.
Chargeback and Dispute Protection
By completing any purchase (online or in-store), you agree not to initiate a chargeback, reversal, or dispute with your credit card issuer, bank, or payment provider except in cases of proven unauthorized fraud (e.g., stolen card used without your knowledge). Filing a chargeback for buyer’s remorse, dissatisfaction, or any matter covered by our “All Sales Final” and “As-Is” policy constitutes a breach of these Terms.
You agree to reimburse us immediately for the full transaction amount, plus all chargeback fees, fines, assessments, shipping, insurance, and legal/collection costs. We may pursue recovery via debt collection, legal action, or offset. Repeated or frivolous disputes may result in account blacklisting.
Checkout Agreement
At checkout, you will be required to check a box or sign confirming: “I have read, understand, and agree to the All Sales Final / No Returns policy, As-Is condition, and Chargeback provisions. I accept full responsibility for my purchase decision.” The Acknowledgement will be as follows:
Online: Required checkbox at checkout.
In-Store: You will receive and should sign or acknowledge receipt of these Terms (or a summary) on your sales receipt or a separate form.
Shipping & Risk of Loss
Title and risk of loss transfer to you upon shipment. We provide insured shipping, but we are not liable for carrier delays, loss, or damage after handover. International buyers are responsible for all duties, taxes, and customs fees.
Limited Warranty
We provide a limited 30-day mechanical warranty against defects in the movement only (exclusions apply for battery, seals, water resistance unless stated, straps, and cosmetic issues). No implied warranties of merchantability or fitness beyond this.
You may link to our Website (www.urbanassets360.com) provided:
You may not frame our Website or copy its content without our express written permission.
To ensure a safe and lawful experience, you may not use the Website to:
We reserve the right to suspend or terminate your access for violating these restrictions.
Our Website may allow you to submit reviews, comments, images, or other content (“User Contributions”). By submitting User Contributions, you:
We are not liable for any User Contributions or their consequences.
User Contributions must comply with these standards and may not:
If you see content that violates these standards, please report it to info@urbanassets360.com. We may remove non-compliant content but are not obligated to monitor all submissions.
We may, but are not required to, monitor User Contributions. We reserve the right to:
We are not liable for any failure to remove objectionable content or for disclosures required by law.
The Website and its content are provided “as is” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee:
Your use of the Website is at your own risk.
To the fullest extent permitted by law, Urban Assets 360, its affiliates, and their respective officers, directors, employees, and agents are not liable for any direct, indirect, incidental, consequential, punitive, or special damages arising from or related to:
Our total liability for any claim related to these Terms or the Website will not exceed the amount you paid us (if any) for the specific transaction giving rise to the claim. This limitation does not affect liabilities that cannot be excluded under Michigan law.
You agree to indemnify, defend, and hold harmless Urban Assets 360, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, or expenses (including reasonable attorneys’ fees) arising from:
Any dispute arising from or relating to these Terms or your use of the Website that cannot be resolved informally will be settled by binding arbitration in accordance with the rules of the American Arbitration Association. Arbitration will take place in Oakland County, Michigan, unless we agree otherwise. The arbitrator’s decision will be final and binding, and each party will share the costs of arbitration equally. If arbitration cannot proceed in Michigan, we may select an alternative venue.
These Terms and your use of the Website are governed by the laws of the State of Michigan, without regard to its conflict of law principles. Any legal action not subject to arbitration will be brought exclusively in the state or federal courts located in Oakland County, Michigan.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect. Any unenforceable provision will be modified to the minimum extent necessary to make it enforceable.
Our failure to enforce any provision of these Terms does not waive our right to enforce it later. Any waiver must be in writing and signed by an authorized representative of Urban Assets 360.
You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign or transfer these Terms at our discretion, such as in a merger or sale of the business.
We may notify you via email (to the address you provide) or by posting on the Website. Notices are effective upon sending or posting. You may notify us by email to:
Urban Assets 360
Email: info@urbanassets360.com
Notices sent e-mail are effective upon receipt. For intellectual property or legal claims, use certified mail to the above address.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Urban Assets 360 regarding your use of the Website, superseding any prior agreements. We reserve all rights not expressly granted herein.
Thank you for taking the time to review our Terms of Use. If you have questions, feedback, or concerns, please contact us at:
Email: info@urbanassets360.com
We’re here to help you enjoy our Website and explore our collection of luxury watches!